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Latest News

Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

Motor & Liability Insurance premiums set to rise on Ministry of Justice changes to compensation rules for seriously injured claimants

Monday 12th August 2019

The long awaited  reforms to the 'Ogden Discount Rate’ have now been announced by the Government. The rate is used by courts in England and Wales to determine how much critically injured victims receive in compensation.   The idea is that a victim facing future loss of earnings, as well as the costs of future care should be compensated to the same position financially as they would have been had they not been injured in the first place. In serious injury cases, claimants will usually receive their...

Mind Your T's & C's

Mind Your T's & C's

Monday 4th March 2019

  Risk transfer, by way of an insurance policy, offers valuable protection to businesses, and forms a crucial part of corporate risk management. However, one important aspect of risk reduction that is often given a low priority by companies is the use of standard terms and conditions (T’s & C’s). Without due...

Cyber Insurance Comes of Age

Cyber Insurance Comes of Age

Monday 4th March 2019

2018 in review Cyber liability insurance continues to be at the cutting edge of business risk and insurer response. The number of would be Hackers and Cyber Thieves continues to grow and the sophistication of their attacks is increasing. Non-malware fileless attacks that do not require hackers to directly breach systems are ten...

Tougher Food Labelling Means Food and Drink Manufacturers Need to be Product-Recall Ready

Tougher Food Labelling Means Food and Drink Manufacturers Need to be Product-Recall Ready

Monday 4th March 2019

The government is proposing stronger food labelling laws following the tragic death of 15-year-old Natasha Ednan-Laperouse, due to an allergic reaction to a baguette bought from Pret a Manger in 2016. Environment Secretary Michael Gove says he has instructed civil servants to investigate a law change and the proposals could...

Where Meerkats and Opera Singers Just Don't Compare

Where Meerkats and Opera Singers Just Don't Compare

Tuesday 19th February 2019

Whilst many domestic insurance buyers are happy to purchase their home and motor insurance via a comparison site, there is no doubting that high net worth insurance buyers can benefit from using the services of an Insurance Broker that specialises in this area.  The demands and needs of a high net...

Insurance industry stalwart on how it all began

Insurance industry stalwart on how it all began

Friday 4th January 2019

Insurance Business caught up with the seasoned executive, whose experience spans both the underwriting and broking sides of the industry. White shares his priorities, what motivates him, and what he believes has changed and what remains the same after all these years. Andy White, managing director for PIB Group companies Cooke &...